Introduction:
Helper insurance is essential for safeguarding the well-being of both the helper and the employer. This guide breaks down the key components of helper insurance in Singapore, helping employers make informed decisions.

Section 1: MOM’s Mandatory Insurance Requirements

• Detail MOM’s basic insurance requirements, including medical and personal accident insurance.
• Explain the minimum coverage amounts required for each type and how these protect both the helper and the employer from unexpected expenses.

Section 2: Optional Add-Ons and Coverage for Extra Protection

• Describe additional insurance options, such as critical illness coverage, dental, and mental health support, which can be beneficial depending on the helper’s role.
• Mention how comprehensive plans may cover unforeseen medical issues or accidents that could arise due to specific job duties.

Section 3: Making a Claim

• Provide a step-by-step guide for employers on how to make an insurance claim if the helper faces an accident or medical emergency.
• Include tips on keeping records, contacting the insurance provider, and the importance of reporting incidents in a timely manner.

Conclusion:
Helper insurance is an important aspect of responsible employment. By understanding the requirements and options available, employers can provide peace of mind for both themselves and their helpers, ensuring a secure work environment.